It may be the most terrifying thing in your life when you are injured in an automobile accident. You could end up with huge medical bills, the cost of repairing or replacing your vehicle, and the money lost from being off work.
Many people do not know that most car accident claims never get to the lawsuit phase. The adjusters and insurance company will settle out of court. In fact, they prefer to settle out of court. There are some advantages to settling and some advantages to taking your case to trial.
If you are injured in an auto accident due to another persons’ negligence, then you have the right to be reimbursed or compensated for your medical bills, lost wages, along with pain and suffering. Hiring an auto accident lawyer in Somerset County can help you recover your damages quickly.
Settlements
A lot of people choose to settle a car claim before a lawsuit is filed. This is because they can receive their money faster, the attorney’s fees are typically lower, or they do not want to take the risk of losing at trial.
When you hire an auto accident lawyer in Somerset County, they will send the insurance company a demand letter. The demand letter will state the nature of your injuries, the medical providers, the amount of lost wages, and other information that could be important to the case. It will also include an amount of how much you are willing to take to settle the case.
Lawsuit
If there is no response to the demand letter or settlement negotiations breaks down, then the auto accident lawyer in Somerset County will file a lawsuit. During this phase, your lawyer will gather additional evidence and prepare for trial. Even though a lawsuit has been filed, you can still settle the case if the insurance company makes a good offer.
