The best way to enjoy retirement is to have it well-planned. A retirement planning advisor in Orange County can help with all aspects of a retirement plan, no matter what stage. They offer professional counsel on how to save, where to invest, and how to spend wisely. You can expect assistance in specific areas and a broad approach. Generally speaking, they should offer at least one of the following services.
Financial Plan
A retirement planning advisor can help develop personalized plans based on current finances. They can assist you in meeting your goals for when you retire, including managing debt, investing money, and saving money.
Managing Investments
An investing consultant in Orange County can also help you choose the most suitable investments to build your portfolio. As you get closer to retiring, they can assist in other areas, including helping rebalance your portfolio to prepare for your retirement years.
Tax Planning
You will need to minimize your tax liability after you retire. Advisors can help plan your income taxes on your future income and pension.
Estate Plan
A retirement planning advisor in Orange County can help develop a plan to manage assets after your death. They can help you create a will, name beneficiaries, and set up trust funds.
Long-Term Care Plan
Consultants can help create a plan for long-term care, should it be necessary. They may review insurance options and other resources as part of your plan. Ultimately, they can help ensure long-term care expenses are paid should you need them.
Resource Box: Are you ready to work with a retirement planning advisor in Orange County? Visit the Cooke Wealth Management, LLC website to schedule a discovery session.
